This principle is focused on well managed debt and shows how to facilitate relationships with others. Although borrowing is not considered a positive thing, it does have value if we have the right attitude and act responsibly. It will force us to grow and we will in turn learn many valuable lessons. It takes discipline to repay our debt or return what we have borrowed in a timely manner and in good condition. This helps us respect each other and our need for establishing good relationships. Learn to work with and depend on one another, whether it is family, friends, community or employment.
Some benefits on considering this principle, debt will keep us aware of our relations with others, making us responsible for our actions. It will create discipline as we pay off our debt first and delay our wants. It will keep us from being proud and arrogant. It creates a sense of satisfaction and self-worth when a debt has been paid in full.